Side-by-side · Q2 2026 data
Envista Federal Credit Union vs Azura Credit Union
Metric by metric
| Measure | Envista Federal Credit Union | Azura Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 58 (stronger) | 53 |
| Loan quality | 90 (stronger) | 75 |
| Earnings | 62 (stronger) | 42 |
| Funding & liquidity | 69 | 83 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 57th | 31st |
| Total assets | $693.4M | $851.9M |
| Deposits / shares | $591.4M | $744.6M |
| Capital ratio | 10.77% (stronger) | 10.28% |
| Problem loans | 0.31% (stronger) | 0.75% |
| Net charge-offs | 0.43% (stronger) | 1.06% |
| Return on assets | 1.06% (stronger) | 0.55% |
| Loans ÷ deposits | 90.9% | 76.9% (stronger) |
| Uninsured deposits | 5.7% | 4.4% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 54.1% |
Envista Federal Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Envista Federal Credit Union leads on 5 and Azura Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.