Side-by-side · Q2 2026 data
Envista Federal Credit Union vs Empower Blue Credit Union
Metric by metric
| Measure | Envista Federal Credit Union | Empower Blue Credit Union |
|---|---|---|
| TellerScore | 72 | 88 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 62 (stronger) | 47 |
| Funding & liquidity | 69 | 98 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 57th | 85th |
| Total assets | $693.4M | $55.1M |
| Deposits / shares | $591.4M | $45.6M |
| Capital ratio | 10.77% | 18.09% (stronger) |
| Problem loans | 0.31% | 0.10% (stronger) |
| Net charge-offs | 0.43% | 0.12% (stronger) |
| Return on assets | 1.06% (stronger) | 0.68% |
| Loans ÷ deposits | 90.9% | 61.8% (stronger) |
| Uninsured deposits | 5.7% (stronger) | 7.6% |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Empower Blue Credit Union has the higher TellerScore (88 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Envista Federal Credit Union leads on 2 and Empower Blue Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.