Side-by-side · Q2 2026 data
Epb Employees Credit Union vs M.P.D. Community Credit Union
Credit union
Epb Employees Credit Union
Chattanooga, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Epb Employees Credit Union | M.P.D. Community Credit Union |
|---|---|---|
| TellerScore | 48 | 71 (stronger) |
| Capital cushion | 66 (stronger) | 63 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 43 | 52 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 45 | 92 (stronger) |
| Peer percentile | 7th | 42nd |
| Total assets | $43.3M | $41.0M |
| Deposits / shares | $38.5M | $36.2M |
| Capital ratio | 11.63% (stronger) | 11.25% |
| Problem loans | 8.72% | 0.79% (stronger) |
| Net charge-offs | 0.31% (stronger) | 0.34% |
| Return on assets | 0.58% | 0.80% (stronger) |
| Loans ÷ deposits | 41.1% (stronger) | 64.9% |
| Uninsured deposits | 0.8% (stronger) | 5.9% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
M.P.D. Community Credit Union has the higher TellerScore (71 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Epb Employees Credit Union leads on 4 and M.P.D. Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.