Side-by-side · Q2 2026 data
Equitable Savings and Loan Association vs Community State Bank
Metric by metric
| Measure | Equitable Savings and Loan Association | Community State Bank |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 93 (stronger) | 70 |
| Earnings | 24 | 98 (stronger) |
| Funding & liquidity | 51 | 65 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 61st | 72nd |
| Total assets | $168.3M | $208.1M |
| Deposits / shares | $128.2M | $177.6M |
| Capital ratio | 15.69% (stronger) | 12.54% |
| Problem loans | 0.22% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.11% | 1.96% (stronger) |
| Loans ÷ deposits | 109.2% | 94.5% (stronger) |
| Uninsured deposits | 9.7% (stronger) | 15.3% |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.9% | — |
Community State Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Equitable Savings and Loan Association leads on 4 and Community State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.