Side-by-side · Q2 2026 data
Equitable Savings and Loan Association vs Fort Morgan Schools Federal Credit Union
Credit union
Fort Morgan Schools Federal Credit Union
Fort Morgan, Colorado · Under $100 million in assets
Metric by metric
| Measure | Equitable Savings and Loan Association | Fort Morgan Schools Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 24 (stronger) | 13 |
| Funding & liquidity | 51 | 90 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 61st | 65th |
| Total assets | $168.3M | $5.6M |
| Deposits / shares | $128.2M | $4.8M |
| Capital ratio | 15.69% (stronger) | 14.47% |
| Problem loans | 0.22% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.11% (stronger) | -0.17% |
| Loans ÷ deposits | 109.2% | 70.1% (stronger) |
| Uninsured deposits | 9.7% | 0.0% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.9% | — |
Fort Morgan Schools Federal Credit Union has the higher TellerScore (80 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Equitable Savings and Loan Association leads on 2 and Fort Morgan Schools Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fort Morgan, CO