Side-by-side · Q2 2026 data
Equitable Savings and Loan Association vs Verus Bank of Commerce
Metric by metric
| Measure | Equitable Savings and Loan Association | Verus Bank of Commerce |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 24 | 61 (stronger) |
| Funding & liquidity | 51 (stronger) | 45 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 61st | 86th |
| Total assets | $168.3M | $202.4M |
| Deposits / shares | $128.2M | $162.9M |
| Capital ratio | 15.69% | 18.46% (stronger) |
| Problem loans | 0.22% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.11% | 1.02% (stronger) |
| Loans ÷ deposits | 109.2% | 107.5% (stronger) |
| Uninsured deposits | 9.7% (stronger) | 21.9% |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.9% | — |
Verus Bank of Commerce has the higher TellerScore (84 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Equitable Savings and Loan Association leads on 1 and Verus Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.