Side-by-side · Q2 2026 data
Equity Bank vs Cherokee Strip Credit Union
Metric by metric
| Measure | Equity Bank | Cherokee Strip Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 60 |
| Capital cushion | 56 (stronger) | 49 |
| Loan quality | 61 | 82 (stronger) |
| Earnings | 75 (stronger) | 13 |
| Funding & liquidity | 62 | 90 (stronger) |
| Problem-loan coverage | 86 | 91 (stronger) |
| Peer percentile | 36th | 21st |
| Total assets | $7.7B | $106.0M |
| Deposits / shares | $6.3B | $94.7M |
| Capital ratio | 10.64% (stronger) | 9.86% |
| Problem loans | 1.18% | 0.55% (stronger) |
| Net charge-offs | 0.12% (stronger) | 1.36% |
| Return on assets | 1.37% (stronger) | -0.17% |
| Loans ÷ deposits | 84.4% | 70.7% (stronger) |
| Uninsured deposits | 27.1% | 10.6% (stronger) |
| Offices | 81 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
Equity Bank has the higher TellerScore (65 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Equity Bank leads on 4 and Cherokee Strip Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ponca City, OK
- Newkirk, OK