Side-by-side · Q2 2026 data
Equity Bank vs The Community Bank
Metric by metric
| Measure | Equity Bank | The Community Bank |
|---|---|---|
| TellerScore | 65 | 85 (stronger) |
| Capital cushion | 56 | 78 (stronger) |
| Loan quality | 61 | 99 (stronger) |
| Earnings | 75 (stronger) | 66 |
| Funding & liquidity | 62 | 93 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 36th | 88th |
| Total assets | $7.7B | $173.5M |
| Deposits / shares | $6.3B | $152.2M |
| Capital ratio | 10.64% | 12.83% (stronger) |
| Problem loans | 1.18% | 0.04% (stronger) |
| Net charge-offs | 0.12% | -0.01% (stronger) |
| Return on assets | 1.37% (stronger) | 1.14% |
| Loans ÷ deposits | 84.4% | 58.3% (stronger) |
| Uninsured deposits | 27.1% | 21.2% (stronger) |
| Offices | 81 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
The Community Bank has the higher TellerScore (85 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Equity Bank leads on 1 and The Community Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.