Side-by-side · Q2 2026 data
Ergo Bank vs Alliance Bank
Metric by metric
| Measure | Ergo Bank | Alliance Bank |
|---|---|---|
| TellerScore | 44 | 72 (stronger) |
| Capital cushion | 34 | 40 (stronger) |
| Loan quality | 42 | 81 (stronger) |
| Earnings | 33 | 100 (stronger) |
| Funding & liquidity | 61 | 71 (stronger) |
| Problem-loan coverage | 72 | 91 (stronger) |
| Peer percentile | 4th | 50th |
| Total assets | $276.7M | $266.0M |
| Deposits / shares | $226.2M | $216.4M |
| Capital ratio | 8.42% | 9.02% (stronger) |
| Problem loans | 1.74% | 0.58% (stronger) |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 0.33% | 2.26% (stronger) |
| Loans ÷ deposits | 98.3% | 88.9% (stronger) |
| Uninsured deposits | 15.4% | 12.2% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alliance Bank has the higher TellerScore (72 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Ergo Bank leads on 1 and Alliance Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.