Side-by-side · Q2 2026 data
Ergo Bank vs Golden Rule Community Credit Union
Metric by metric
| Measure | Ergo Bank | Golden Rule Community Credit Union |
|---|---|---|
| TellerScore | 44 | 72 (stronger) |
| Capital cushion | 34 | 70 (stronger) |
| Loan quality | 42 | 65 (stronger) |
| Earnings | 33 | 51 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 72 | 95 (stronger) |
| Peer percentile | 4th | 44th |
| Total assets | $276.7M | $42.6M |
| Deposits / shares | $226.2M | $36.9M |
| Capital ratio | 8.42% | 12.00% (stronger) |
| Problem loans | 1.74% | 1.05% (stronger) |
| Net charge-offs | -0.00% | -0.08% (stronger) |
| Return on assets | 0.33% | 0.76% (stronger) |
| Loans ÷ deposits | 98.3% | 32.4% (stronger) |
| Uninsured deposits | 15.4% | 0.7% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Golden Rule Community Credit Union has the higher TellerScore (72 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Ergo Bank leads on 0 and Golden Rule Community Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.