Side-by-side · Q2 2026 data
ESB Bank vs Firefighters Credit Union
Metric by metric
| Measure | ESB Bank | Firefighters Credit Union |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 71 | 81 (stronger) |
| Earnings | 82 (stronger) | 74 |
| Funding & liquidity | 70 (stronger) | 59 |
| Problem-loan coverage | 82 | 94 (stronger) |
| Peer percentile | 29th | 83rd |
| Total assets | $208.9M | $133.0M |
| Deposits / shares | $179.1M | $110.4M |
| Capital ratio | 9.20% | 16.12% (stronger) |
| Problem loans | 0.87% | 0.57% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.17% |
| Return on assets | 1.54% (stronger) | 1.35% |
| Loans ÷ deposits | 90.7% (stronger) | 100.9% |
| Uninsured deposits | 13.8% | 4.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firefighters Credit Union has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), ESB Bank leads on 3 and Firefighters Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.