Side-by-side · Q2 2026 data
Essex Bank vs The First Bank of Greenwich
Metric by metric
| Measure | Essex Bank | The First Bank of Greenwich |
|---|---|---|
| TellerScore | 72 (stronger) | 49 |
| Capital cushion | 79 (stronger) | 43 |
| Loan quality | 58 (stronger) | 57 |
| Earnings | 64 (stronger) | 53 |
| Funding & liquidity | 78 (stronger) | 26 |
| Problem-loan coverage | 88 (stronger) | 77 |
| Peer percentile | 50th | 6th |
| Total assets | $536.6M | $812.3M |
| Deposits / shares | $447.9M | $680.7M |
| Capital ratio | 12.87% (stronger) | 9.26% |
| Problem loans | 1.27% (stronger) | 1.30% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.10% (stronger) | 0.82% |
| Loans ÷ deposits | 81.7% (stronger) | 105.6% |
| Uninsured deposits | 15.6% (stronger) | 41.2% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | 0.0% |
Essex Bank has the higher TellerScore (72 vs 49). On the 6 directional measures above (where higher or lower is clearly better), Essex Bank leads on 6 and The First Bank of Greenwich on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.