Side-by-side · Q2 2026 data
Essex Bank vs Windsor Federal Bank
Metric by metric
| Measure | Essex Bank | Windsor Federal Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 53 |
| Capital cushion | 79 (stronger) | 49 |
| Loan quality | 58 | 67 (stronger) |
| Earnings | 64 (stronger) | 28 |
| Funding & liquidity | 78 (stronger) | 48 |
| Problem-loan coverage | 88 (stronger) | 84 |
| Peer percentile | 50th | 9th |
| Total assets | $536.6M | $895.4M |
| Deposits / shares | $447.9M | $730.2M |
| Capital ratio | 12.87% (stronger) | 9.91% |
| Problem loans | 1.27% | 0.99% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.79% |
| Return on assets | 1.10% (stronger) | 0.20% |
| Loans ÷ deposits | 81.7% (stronger) | 97.0% |
| Uninsured deposits | 15.6% (stronger) | 29.0% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | — |
Essex Bank has the higher TellerScore (72 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Essex Bank leads on 6 and Windsor Federal Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.