Side-by-side · Q2 2026 data
Eureka Savings Bank vs Financial Plus Credit Union
Metric by metric
| Measure | Eureka Savings Bank | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 61 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 56 | 79 (stronger) |
| Funding & liquidity | 77 | 84 (stronger) |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 20th | 86th |
| Total assets | $435.8M | $607.4M |
| Deposits / shares | $319.5M | $520.6M |
| Capital ratio | 21.56% (stronger) | 13.24% |
| Problem loans | 3.05% | 0.45% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.38% |
| Return on assets | 0.89% | 1.48% (stronger) |
| Loans ÷ deposits | 83.7% | 76.0% (stronger) |
| Uninsured deposits | 10.9% | 6.4% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | — |
Financial Plus Credit Union has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Eureka Savings Bank leads on 2 and Financial Plus Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mendota, IL
- Peru, IL