Side-by-side · Q2 2026 data
Evansville Federal Credit Union vs Family Horizons Credit Union
Credit union
Family Horizons Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Evansville Federal Credit Union | Family Horizons Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 66 |
| Capital cushion | 95 (stronger) | 61 |
| Loan quality | 50 | 86 (stronger) |
| Earnings | 48 (stronger) | 23 |
| Funding & liquidity | 98 (stronger) | 83 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 49th | 32nd |
| Total assets | $90.2M | $93.2M |
| Deposits / shares | $76.9M | $82.3M |
| Capital ratio | 14.52% (stronger) | 11.07% |
| Problem loans | 1.50% | 0.42% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.54% |
| Return on assets | 0.69% (stronger) | 0.07% |
| Loans ÷ deposits | 62.1% (stronger) | 77.4% |
| Uninsured deposits | 5.9% | 5.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.3% | — |
Evansville Federal Credit Union has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Evansville Federal Credit Union leads on 5 and Family Horizons Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.