Side-by-side · Q2 2026 data
Evansville Federal Credit Union vs Kemba Indianapolis Credit Union
Credit union
Kemba Indianapolis Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Evansville Federal Credit Union | Kemba Indianapolis Credit Union |
|---|---|---|
| TellerScore | 74 | 82 (stronger) |
| Capital cushion | 95 | 100 (stronger) |
| Loan quality | 50 | 65 (stronger) |
| Earnings | 48 | 54 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 49th | 70th |
| Total assets | $90.2M | $82.3M |
| Deposits / shares | $76.9M | $68.6M |
| Capital ratio | 14.52% | 16.02% (stronger) |
| Problem loans | 1.50% | 1.04% (stronger) |
| Net charge-offs | 0.01% (stronger) | 1.08% |
| Return on assets | 0.69% | 0.84% (stronger) |
| Loans ÷ deposits | 62.1% | 41.9% (stronger) |
| Uninsured deposits | 5.9% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.3% | — |
Kemba Indianapolis Credit Union has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Evansville Federal Credit Union leads on 1 and Kemba Indianapolis Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.