Side-by-side · Q2 2026 data
Evansville Federal Credit Union vs Public Service #3 Credit Union
Metric by metric
| Measure | Evansville Federal Credit Union | Public Service #3 Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 95 (stronger) | 67 |
| Loan quality | 50 | 70 (stronger) |
| Earnings | 48 | 51 (stronger) |
| Funding & liquidity | 98 (stronger) | 92 |
| Problem-loan coverage | 89 | 91 (stronger) |
| Peer percentile | 49th | 42nd |
| Total assets | $90.2M | $86.9M |
| Deposits / shares | $76.9M | $75.9M |
| Capital ratio | 14.52% (stronger) | 11.74% |
| Problem loans | 1.50% | 0.89% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.22% |
| Return on assets | 0.69% | 0.78% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 68.7% |
| Uninsured deposits | 5.9% | 4.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.3% | — |
Evansville Federal Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Evansville Federal Credit Union leads on 4 and Public Service #3 Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.