Side-by-side · Q2 2026 data
Evansville Firefighters Federal Credit Union vs Owensboro Federal Credit Union
Credit union
Evansville Firefighters Federal Credit Union
Evansville, Indiana · Under $100 million in assets
Credit union
Owensboro Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Evansville Firefighters Federal Credit Union | Owensboro Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 88 (stronger) |
| Capital cushion | 74 | 92 (stronger) |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 45 | 62 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 68th | 85th |
| Total assets | $33.8M | $88.3M |
| Deposits / shares | $29.5M | $75.0M |
| Capital ratio | 12.38% | 14.21% (stronger) |
| Problem loans | 0.00% (stronger) | 0.26% |
| Net charge-offs | 0.22% | 0.16% (stronger) |
| Return on assets | 0.63% | 1.05% (stronger) |
| Loans ÷ deposits | 58.4% | 48.2% (stronger) |
| Uninsured deposits | 6.6% | 2.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Owensboro Federal Credit Union has the higher TellerScore (88 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Evansville Firefighters Federal Credit Union leads on 1 and Owensboro Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.