TellerScore

Side-by-side · Q2 2026 data

Everence Trust Company vs Inova Federal Credit Union

Bank

Everence Trust Company

Goshen, Indiana · Under $100 million in assets

94of 100
Very strong

Credit union

Inova Federal Credit Union

Elkhart, Indiana · $100 million – $1 billion

48of 100
Below average

Metric by metric

MeasureEverence Trust CompanyInova Federal Credit Union
TellerScore94 (stronger)48
Capital cushion100 (stronger)34
Loan quality100 (stronger)69
Earnings100 (stronger)27
Funding & liquidity61 (stronger)50
Problem-loan coverage100 (stronger)77
Peer percentile96th4th
Total assets$16.2M$643.5M
Deposits / shares$500K$516.0M
Capital ratio96.81% (stronger)8.36%
Problem loans0.00% (stronger)0.94%
Net charge-offs0.00% (stronger)0.99%
Return on assets19.63% (stronger)0.17%
Loans ÷ deposits0.0% (stronger)114.9%
Uninsured deposits50.0%12.9% (stronger)
Offices13
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Everence Trust Company has the higher TellerScore (94 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Everence Trust Company leads on 6 and Inova Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions