Side-by-side · Q2 2026 data
Everett Co-operative Bank vs Cape & Coast Bank
Metric by metric
| Measure | Everett Co-operative Bank | Cape & Coast Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 53 |
| Capital cushion | 48 (stronger) | 47 |
| Loan quality | 97 (stronger) | 69 |
| Earnings | 51 (stronger) | 41 |
| Funding & liquidity | 21 | 32 (stronger) |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 27th | 11th |
| Total assets | $1.7B | $1.7B |
| Deposits / shares | $1.2B | $1.4B |
| Capital ratio | 9.81% (stronger) | 9.70% |
| Problem loans | 0.10% (stronger) | 0.94% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.77% (stronger) | 0.52% |
| Loans ÷ deposits | 115.8% | 103.6% (stronger) |
| Uninsured deposits | 41.4% | 37.6% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 1.5% |
Everett Co-operative Bank has the higher TellerScore (62 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Everett Co-operative Bank leads on 5 and Cape & Coast Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.