Side-by-side · Q2 2026 data
Everett Co-operative Bank vs Main Street Bank
Metric by metric
| Measure | Everett Co-operative Bank | Main Street Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 58 |
| Capital cushion | 48 | 70 (stronger) |
| Loan quality | 97 (stronger) | 44 |
| Earnings | 51 (stronger) | 45 |
| Funding & liquidity | 21 | 58 (stronger) |
| Problem-loan coverage | 98 (stronger) | 78 |
| Peer percentile | 27th | 17th |
| Total assets | $1.7B | $1.7B |
| Deposits / shares | $1.2B | $1.4B |
| Capital ratio | 9.81% | 12.04% (stronger) |
| Problem loans | 0.10% (stronger) | 1.69% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 0.77% (stronger) | 0.63% |
| Loans ÷ deposits | 115.8% | 89.3% (stronger) |
| Uninsured deposits | 41.4% | 26.3% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 20.9% |
Everett Co-operative Bank has the higher TellerScore (62 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Everett Co-operative Bank leads on 3 and Main Street Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.