Side-by-side · Q2 2026 data
Evergreen Federal Bank vs People's Bank of Commerce
Metric by metric
| Measure | Evergreen Federal Bank | People's Bank of Commerce |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 79 (stronger) | 70 |
| Earnings | 52 | 73 (stronger) |
| Funding & liquidity | 70 (stronger) | 48 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 61st | 72nd |
| Total assets | $621.6M | $776.7M |
| Deposits / shares | $536.6M | $618.2M |
| Capital ratio | 13.24% | 15.33% (stronger) |
| Problem loans | 0.63% (stronger) | 0.90% |
| Net charge-offs | 0.06% (stronger) | 0.21% |
| Return on assets | 0.81% | 1.34% (stronger) |
| Loans ÷ deposits | 90.4% (stronger) | 95.9% |
| Uninsured deposits | 14.4% (stronger) | 29.2% |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
People's Bank of Commerce has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Evergreen Federal Bank leads on 4 and People's Bank of Commerce on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.