Side-by-side · Q2 2026 data
Evergreen Federal Bank vs Willamette Valley Bank
Metric by metric
| Measure | Evergreen Federal Bank | Willamette Valley Bank |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 79 | 93 (stronger) |
| Earnings | 52 (stronger) | 41 |
| Funding & liquidity | 70 (stronger) | 62 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 61st | 80th |
| Total assets | $621.6M | $465.4M |
| Deposits / shares | $536.6M | $358.8M |
| Capital ratio | 13.24% | 16.99% (stronger) |
| Problem loans | 0.63% | 0.22% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 0.81% (stronger) | 0.53% |
| Loans ÷ deposits | 90.4% | 83.7% (stronger) |
| Uninsured deposits | 14.4% (stronger) | 28.6% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | 13.8% |
Willamette Valley Bank has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Evergreen Federal Bank leads on 2 and Willamette Valley Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.