Side-by-side · Q2 2026 data
EverTrust Bank vs Commerce West Bank
Metric by metric
| Measure | EverTrust Bank | Commerce West Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 73 (stronger) | 59 |
| Earnings | 60 | 68 (stronger) |
| Funding & liquidity | 15 | 37 (stronger) |
| Problem-loan coverage | 95 (stronger) | 86 |
| Peer percentile | 66th | 24th |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $848.6M | $1.1B |
| Capital ratio | 21.71% (stronger) | 11.14% |
| Problem loans | 0.80% (stronger) | 1.23% |
| Net charge-offs | 0.06% (stronger) | 0.09% |
| Return on assets | 1.01% | 1.20% (stronger) |
| Loans ÷ deposits | 95.2% | 72.9% (stronger) |
| Uninsured deposits | 59.8% (stronger) | 79.1% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
EverTrust Bank has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), EverTrust Bank leads on 5 and Commerce West Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.