Side-by-side · Q2 2026 data
EverTrust Bank vs Pacific Coast Bankers' Bank
Metric by metric
| Measure | EverTrust Bank | Pacific Coast Bankers' Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 73 | 83 (stronger) |
| Earnings | 60 (stronger) | 47 |
| Funding & liquidity | 15 | 29 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 66th | 30th |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $848.6M | $653.0M |
| Capital ratio | 21.71% (stronger) | 11.35% |
| Problem loans | 0.80% | 0.52% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.01% (stronger) | 0.67% |
| Loans ÷ deposits | 95.2% | 80.9% (stronger) |
| Uninsured deposits | 59.8% (stronger) | 78.9% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
EverTrust Bank has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), EverTrust Bank leads on 4 and Pacific Coast Bankers' Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.