Side-by-side · Q2 2026 data
Eweb Employees Federal Credit Union vs United Trades Federal Credit Union
Credit union
Eweb Employees Federal Credit Union
Eugene, Oregon · Under $100 million in assets
Credit union
United Trades Federal Credit Union
Tualatin, Oregon · Under $100 million in assets
Metric by metric
| Measure | Eweb Employees Federal Credit Union | United Trades Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 63 |
| Capital cushion | 86 (stronger) | 80 |
| Loan quality | 96 (stronger) | 47 |
| Earnings | 57 (stronger) | 29 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 80th | 26th |
| Total assets | $34.8M | $56.2M |
| Deposits / shares | $29.6M | $48.4M |
| Capital ratio | 13.59% (stronger) | 13.02% |
| Problem loans | 0.12% (stronger) | 1.60% |
| Net charge-offs | 0.05% (stronger) | 0.19% |
| Return on assets | 0.93% (stronger) | 0.22% |
| Loans ÷ deposits | 55.0% (stronger) | 70.9% |
| Uninsured deposits | 7.9% | 5.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eweb Employees Federal Credit Union has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Eweb Employees Federal Credit Union leads on 6 and United Trades Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.