Side-by-side · Q2 2026 data
Exchange Bank & Trust vs Great American Bank
Metric by metric
| Measure | Exchange Bank & Trust | Great American Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 80 |
| Capital cushion | 80 (stronger) | 60 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 89 (stronger) | 44 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 92nd | 77th |
| Total assets | $626.8M | $513.2M |
| Deposits / shares | $539.7M | $421.3M |
| Capital ratio | 12.97% (stronger) | 10.97% |
| Problem loans | 0.23% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.70% | 2.98% (stronger) |
| Loans ÷ deposits | 66.8% (stronger) | 101.6% |
| Uninsured deposits | 18.5% (stronger) | 28.7% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 4.3% |
Exchange Bank & Trust has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank & Trust leads on 4 and Great American Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.