Side-by-side · Q2 2026 data
Exchange Bank & Trust vs Mutual Savings Association
Metric by metric
| Measure | Exchange Bank & Trust | Mutual Savings Association |
|---|---|---|
| TellerScore | 88 (stronger) | 80 |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 92 (stronger) | 63 |
| Earnings | 88 (stronger) | 84 |
| Funding & liquidity | 89 (stronger) | 53 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 92nd | 77th |
| Total assets | $626.8M | $398.6M |
| Deposits / shares | $539.7M | $255.7M |
| Capital ratio | 12.97% | 23.84% (stronger) |
| Problem loans | 0.23% (stronger) | 1.11% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.70% (stronger) | 1.60% |
| Loans ÷ deposits | 66.8% (stronger) | 107.2% |
| Uninsured deposits | 18.5% | 11.6% (stronger) |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | — |
Exchange Bank & Trust has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank & Trust leads on 4 and Mutual Savings Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lansing, KS
- Leavenworth, KS