Side-by-side · Q2 2026 data
Exchange Bank and Trust Company, Natchitoches, Louisiana vs City Bank & Trust Co.
Bank
Exchange Bank and Trust Company, Natchitoches, Louisiana
Natchitoches, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Exchange Bank and Trust Company, Natchitoches, Louisiana | City Bank & Trust Co. |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 64 | 64 |
| Loan quality | 70 | 100 (stronger) |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 58 | 77 (stronger) |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 61st | 82nd |
| Total assets | $212.5M | $382.0M |
| Deposits / shares | $191.3M | $334.0M |
| Capital ratio | 11.42% (stronger) | 11.35% |
| Problem loans | 0.89% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 1.67% |
| Return on assets | 2.35% (stronger) | 1.64% |
| Loans ÷ deposits | 53.8% (stronger) | 71.3% |
| Uninsured deposits | 53.4% | 25.9% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City Bank & Trust Co. has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank and Trust Company, Natchitoches, Louisiana leads on 4 and City Bank & Trust Co. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.