Side-by-side · Q2 2026 data
Exchange Bank vs Elkhorn Valley Bank & Trust
Metric by metric
| Measure | Exchange Bank | Elkhorn Valley Bank & Trust |
|---|---|---|
| TellerScore | 54 | 71 (stronger) |
| Capital cushion | 64 (stronger) | 55 |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 58 | 64 (stronger) |
| Problem-loan coverage | 60 | 95 (stronger) |
| Peer percentile | 12th | 63rd |
| Total assets | $1.6B | $1.5B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 11.39% (stronger) | 10.49% |
| Problem loans | 3.49% | 0.39% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.37% |
| Return on assets | 2.13% (stronger) | 1.25% |
| Loans ÷ deposits | 88.0% (stronger) | 95.8% |
| Uninsured deposits | 27.5% | 12.2% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | — |
Elkhorn Valley Bank & Trust has the higher TellerScore (71 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank leads on 4 and Elkhorn Valley Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.