Side-by-side · Q2 2026 data
Exchange Bank vs Midwest Bank
Metric by metric
| Measure | Exchange Bank | Midwest Bank |
|---|---|---|
| TellerScore | 54 | 64 (stronger) |
| Capital cushion | 64 (stronger) | 44 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 58 (stronger) | 52 |
| Problem-loan coverage | 60 | 93 (stronger) |
| Peer percentile | 12th | 33rd |
| Total assets | $1.6B | $1.2B |
| Deposits / shares | $1.2B | $1.0B |
| Capital ratio | 11.39% (stronger) | 9.40% |
| Problem loans | 3.49% | 0.44% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.13% (stronger) | 1.10% |
| Loans ÷ deposits | 88.0% | 86.2% (stronger) |
| Uninsured deposits | 27.5% (stronger) | 34.6% |
| Offices | 7 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | 11.8% |
Midwest Bank has the higher TellerScore (64 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank leads on 3 and Midwest Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.