Side-by-side · Q2 2026 data
Exchange Bank vs Minden Exchange Bank & Trust Company
Metric by metric
| Measure | Exchange Bank | Minden Exchange Bank & Trust Company |
|---|---|---|
| TellerScore | 54 | 82 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 0 | 59 (stronger) |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 58 | 76 (stronger) |
| Problem-loan coverage | 60 | 93 (stronger) |
| Peer percentile | 12th | 82nd |
| Total assets | $1.6B | $201.4M |
| Deposits / shares | $1.2B | $146.5M |
| Capital ratio | 11.39% | 19.84% (stronger) |
| Problem loans | 3.49% | 1.23% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.53% |
| Return on assets | 2.13% (stronger) | 1.59% |
| Loans ÷ deposits | 88.0% | 73.6% (stronger) |
| Uninsured deposits | 27.5% | 24.6% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | — |
Minden Exchange Bank & Trust Company has the higher TellerScore (82 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank leads on 2 and Minden Exchange Bank & Trust Company on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.