Side-by-side · Q2 2026 data
Exchange Bank vs Bank of Hancock County
Metric by metric
| Measure | Exchange Bank | Bank of Hancock County |
|---|---|---|
| TellerScore | 66 | 81 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 99 (stronger) | 73 |
| Earnings | 0 | 38 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 31st | 68th |
| Total assets | $410.3M | $85.2M |
| Deposits / shares | $358.9M | $71.4M |
| Capital ratio | 11.93% | 20.15% (stronger) |
| Problem loans | 0.03% (stronger) | 0.82% |
| Net charge-offs | 0.02% (stronger) | 0.14% |
| Return on assets | -0.70% | 0.46% (stronger) |
| Loans ÷ deposits | 84.2% | 23.5% (stronger) |
| Uninsured deposits | 20.7% | 7.1% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hancock County has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank leads on 2 and Bank of Hancock County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.