Side-by-side · Q2 2026 data
Exchange Bank vs El Dorado Savings Bank, F.S.B.
Metric by metric
| Measure | Exchange Bank | El Dorado Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 76 | 84 (stronger) |
| Loan quality | 82 | 91 (stronger) |
| Earnings | 56 | 57 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 83rd | 95th |
| Total assets | $3.2B | $2.4B |
| Deposits / shares | $2.8B | $2.1B |
| Capital ratio | 12.64% | 13.43% (stronger) |
| Problem loans | 0.55% | 0.28% (stronger) |
| Net charge-offs | 0.52% | 0.01% (stronger) |
| Return on assets | 0.91% | 0.93% (stronger) |
| Loans ÷ deposits | 62.7% | 23.3% (stronger) |
| Uninsured deposits | 25.9% | 10.7% (stronger) |
| Offices | 18 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.5% | — |
El Dorado Savings Bank, F.S.B. has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank leads on 0 and El Dorado Savings Bank, F.S.B. on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.