Side-by-side · Q2 2026 data
Exchange Bank vs Poppy Bank
Metric by metric
| Measure | Exchange Bank | Poppy Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 52 |
| Capital cushion | 76 (stronger) | 47 |
| Loan quality | 82 (stronger) | 37 |
| Earnings | 56 | 72 (stronger) |
| Funding & liquidity | 86 (stronger) | 52 |
| Problem-loan coverage | 93 (stronger) | 68 |
| Peer percentile | 83rd | 9th |
| Total assets | $3.2B | $8.3B |
| Deposits / shares | $2.8B | $6.3B |
| Capital ratio | 12.64% (stronger) | 9.71% |
| Problem loans | 0.55% (stronger) | 1.89% |
| Net charge-offs | 0.52% | 0.40% (stronger) |
| Return on assets | 0.91% | 1.29% (stronger) |
| Loans ÷ deposits | 62.7% (stronger) | 91.5% |
| Uninsured deposits | 25.9% (stronger) | 30.2% |
| Offices | 18 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.5% | — |
Exchange Bank has the higher TellerScore (77 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank leads on 5 and Poppy Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.