Side-by-side · Q2 2026 data
Exchange Bank Co. vs Northeast Missouri State Bank
Metric by metric
| Measure | Exchange Bank Co. | Northeast Missouri State Bank |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 41 | 61 (stronger) |
| Loan quality | 56 | 99 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 40th | 86th |
| Total assets | $341.5M | $164.1M |
| Deposits / shares | $306.1M | $147.4M |
| Capital ratio | 9.11% | 11.11% (stronger) |
| Problem loans | 1.33% | 0.02% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.02% |
| Return on assets | 2.01% (stronger) | 1.53% |
| Loans ÷ deposits | 67.4% | 44.8% (stronger) |
| Uninsured deposits | 12.4% | 11.2% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northeast Missouri State Bank has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank Co. leads on 2 and Northeast Missouri State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.