Side-by-side · Q2 2026 data
Exchange Bank Co. vs Town & Country Bank Midwest
Metric by metric
| Measure | Exchange Bank Co. | Town & Country Bank Midwest |
|---|---|---|
| TellerScore | 69 | 92 (stronger) |
| Capital cushion | 41 | 99 (stronger) |
| Loan quality | 56 | 95 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 93 (stronger) | 63 |
| Problem-loan coverage | 84 | 88 (stronger) |
| Peer percentile | 40th | 97th |
| Total assets | $341.5M | $279.3M |
| Deposits / shares | $306.1M | $237.0M |
| Capital ratio | 9.11% | 14.89% (stronger) |
| Problem loans | 1.33% | 0.15% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.32% |
| Return on assets | 2.01% | 3.19% (stronger) |
| Loans ÷ deposits | 67.4% (stronger) | 86.5% |
| Uninsured deposits | 12.4% (stronger) | 24.4% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank Midwest has the higher TellerScore (92 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank Co. leads on 3 and Town & Country Bank Midwest on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.