Side-by-side · Q2 2026 data
Exchange Bank of Missouri vs Community Bank and Trust
Metric by metric
| Measure | Exchange Bank of Missouri | Community Bank and Trust |
|---|---|---|
| TellerScore | 49 | 72 (stronger) |
| Capital cushion | 45 (stronger) | 34 |
| Loan quality | 14 | 96 (stronger) |
| Earnings | 100 (stronger) | 65 |
| Funding & liquidity | 44 | 99 (stronger) |
| Problem-loan coverage | 52 | 99 (stronger) |
| Peer percentile | 6th | 50th |
| Total assets | $453.8M | $445.1M |
| Deposits / shares | $409.7M | $394.4M |
| Capital ratio | 9.51% (stronger) | 8.37% |
| Problem loans | 2.59% | 0.13% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 2.01% (stronger) | 1.12% |
| Loans ÷ deposits | 84.1% | 51.6% (stronger) |
| Uninsured deposits | 44.4% | 16.1% (stronger) |
| Offices | 6 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank and Trust has the higher TellerScore (72 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Exchange Bank of Missouri leads on 3 and Community Bank and Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.