Side-by-side · Q2 2026 data
Exchange State Bank vs Bank of Commerce
Metric by metric
| Measure | Exchange State Bank | Bank of Commerce |
|---|---|---|
| TellerScore | 84 (stronger) | 74 |
| Capital cushion | 66 (stronger) | 42 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 84 (stronger) | 78 |
| Funding & liquidity | 83 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 57th |
| Total assets | $105.0M | $497.5M |
| Deposits / shares | $88.1M | $439.3M |
| Capital ratio | 11.59% (stronger) | 9.19% |
| Problem loans | 0.00% (stronger) | 0.05% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.59% (stronger) | 1.46% |
| Loans ÷ deposits | 77.0% | 75.2% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 25.4% |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.9% |
Exchange State Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Exchange State Bank leads on 5 and Bank of Commerce on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.