Side-by-side · Q2 2026 data
Exchange State Bank vs The City State Bank
Metric by metric
| Measure | Exchange State Bank | The City State Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 77 |
| Capital cushion | 66 (stronger) | 39 |
| Loan quality | 100 | 100 |
| Earnings | 84 | 85 (stronger) |
| Funding & liquidity | 83 | 88 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 58th |
| Total assets | $105.0M | $57.7M |
| Deposits / shares | $88.1M | $52.7M |
| Capital ratio | 11.59% (stronger) | 8.92% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.59% | 1.61% (stronger) |
| Loans ÷ deposits | 77.0% | 72.4% (stronger) |
| Uninsured deposits | 12.5% | 7.8% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Exchange State Bank has the higher TellerScore (84 vs 77). On the 5 directional measures above (where higher or lower is clearly better), Exchange State Bank leads on 2 and The City State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.