Side-by-side · Q2 2026 data
Exchange State Bank vs The First State Bank of Healy
Metric by metric
| Measure | Exchange State Bank | The First State Bank of Healy |
|---|---|---|
| TellerScore | 84 (stronger) | 82 |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 84 (stronger) | 74 |
| Funding & liquidity | 83 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 86th | 82nd |
| Total assets | $105.0M | $108.8M |
| Deposits / shares | $88.1M | $86.5M |
| Capital ratio | 11.59% | 16.77% (stronger) |
| Problem loans | 0.00% (stronger) | 0.89% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.59% (stronger) | 1.36% |
| Loans ÷ deposits | 77.0% | 75.4% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 28.3% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Exchange State Bank has the higher TellerScore (84 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Exchange State Bank leads on 4 and The First State Bank of Healy on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.