Side-by-side · Q2 2026 data
Explorers Federal Credit Union vs Aspen Federal Credit Union
Metric by metric
| Measure | Explorers Federal Credit Union | Aspen Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 63 |
| Capital cushion | 46 (stronger) | 34 |
| Loan quality | 84 | 86 (stronger) |
| Earnings | 37 | 67 (stronger) |
| Funding & liquidity | 91 (stronger) | 62 |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 34th | 29th |
| Total assets | $111.5M | $173.0M |
| Deposits / shares | $100.0M | $152.7M |
| Capital ratio | 9.63% (stronger) | 8.44% |
| Problem loans | 0.49% | 0.43% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.33% |
| Return on assets | 0.41% | 1.17% (stronger) |
| Loans ÷ deposits | 69.2% (stronger) | 98.4% |
| Uninsured deposits | 1.3% (stronger) | 3.9% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Explorers Federal Credit Union has the higher TellerScore (65 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Explorers Federal Credit Union leads on 5 and Aspen Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.