Side-by-side · Q2 2026 data
Extra Credit Union vs Marshall Community Credit Union
Metric by metric
| Measure | Extra Credit Union | Marshall Community Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 48 (stronger) | 31 |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 96 (stronger) | 81 |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 76th | 74th |
| Total assets | $345.4M | $371.8M |
| Deposits / shares | $285.1M | $304.2M |
| Capital ratio | 17.51% (stronger) | 17.17% |
| Problem loans | 1.56% (stronger) | 2.08% |
| Net charge-offs | 1.76% | 0.39% (stronger) |
| Return on assets | 1.16% | 2.10% (stronger) |
| Loans ÷ deposits | 64.4% (stronger) | 78.8% |
| Uninsured deposits | 6.4% (stronger) | 13.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.6% |
Extra Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Extra Credit Union leads on 5 and Marshall Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.