Side-by-side · Q2 2026 data
Extra Credit Union vs Soo Co-Op Credit Union
Metric by metric
| Measure | Extra Credit Union | Soo Co-Op Credit Union |
|---|---|---|
| TellerScore | 79 | 88 (stronger) |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 48 | 89 (stronger) |
| Earnings | 67 | 76 (stronger) |
| Funding & liquidity | 96 (stronger) | 95 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 76th | 92nd |
| Total assets | $345.4M | $324.4M |
| Deposits / shares | $285.1M | $281.4M |
| Capital ratio | 17.51% (stronger) | 13.67% |
| Problem loans | 1.56% | 0.32% (stronger) |
| Net charge-offs | 1.76% | 0.20% (stronger) |
| Return on assets | 1.16% | 1.41% (stronger) |
| Loans ÷ deposits | 64.4% (stronger) | 64.8% |
| Uninsured deposits | 6.4% | 0.6% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Soo Co-Op Credit Union has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Extra Credit Union leads on 2 and Soo Co-Op Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.