Side-by-side · Q2 2026 data
Extraco Banks, National Association vs American National Bank & Trust
Metric by metric
| Measure | Extraco Banks, National Association | American National Bank & Trust |
|---|---|---|
| TellerScore | 70 (stronger) | 61 |
| Capital cushion | 37 | 52 (stronger) |
| Loan quality | 99 (stronger) | 71 |
| Earnings | 51 | 59 (stronger) |
| Funding & liquidity | 93 (stronger) | 48 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 58th | 24th |
| Total assets | $2.6B | $2.5B |
| Deposits / shares | $2.1B | $2.2B |
| Capital ratio | 8.67% | 10.18% (stronger) |
| Problem loans | 0.04% (stronger) | 0.88% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.78% | 0.99% (stronger) |
| Loans ÷ deposits | 62.9% (stronger) | 84.8% |
| Uninsured deposits | 19.2% (stronger) | 39.3% |
| Offices | 14 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 4.4% |
Extraco Banks, National Association has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Extraco Banks, National Association leads on 4 and American National Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.