Side-by-side · Q2 2026 data
Extraco Banks, National Association vs First Security State Bank
Metric by metric
| Measure | Extraco Banks, National Association | First Security State Bank |
|---|---|---|
| TellerScore | 70 | 73 (stronger) |
| Capital cushion | 37 (stronger) | 26 |
| Loan quality | 99 | 99 |
| Earnings | 51 | 78 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 58th | 53rd |
| Total assets | $2.6B | $183.1M |
| Deposits / shares | $2.1B | $172.9M |
| Capital ratio | 8.67% (stronger) | 7.60% |
| Problem loans | 0.04% | 0.02% (stronger) |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 0.78% | 1.44% (stronger) |
| Loans ÷ deposits | 62.9% | 42.0% (stronger) |
| Uninsured deposits | 19.2% | 11.9% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
First Security State Bank has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Extraco Banks, National Association leads on 1 and First Security State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.