Side-by-side · Q2 2026 data
Extraco Banks, National Association vs Pinnacle Bank
Metric by metric
| Measure | Extraco Banks, National Association | Pinnacle Bank |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 37 | 59 (stronger) |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 51 | 76 (stronger) |
| Funding & liquidity | 93 (stronger) | 64 |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 58th | 77th |
| Total assets | $2.6B | $2.7B |
| Deposits / shares | $2.1B | $2.3B |
| Capital ratio | 8.67% | 10.93% (stronger) |
| Problem loans | 0.04% (stronger) | 0.13% |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 0.78% | 1.41% (stronger) |
| Loans ÷ deposits | 62.9% (stronger) | 80.7% |
| Uninsured deposits | 19.2% (stronger) | 29.6% |
| Offices | 14 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 8.3% |
Pinnacle Bank has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Extraco Banks, National Association leads on 3 and Pinnacle Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.