Side-by-side · Q2 2026 data
F&M Bank vs BankFirst
Metric by metric
| Measure | F&M Bank | BankFirst |
|---|---|---|
| TellerScore | 83 | 85 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 98 (stronger) | 72 |
| Earnings | 93 | 97 (stronger) |
| Funding & liquidity | 62 (stronger) | 53 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 84th | 97th |
| Total assets | $354.6M | $1.2B |
| Deposits / shares | $311.6M | $804.7M |
| Capital ratio | 11.76% | 15.31% (stronger) |
| Problem loans | 0.07% (stronger) | 0.84% |
| Net charge-offs | 0.01% (stronger) | 0.39% |
| Return on assets | 1.83% | 1.92% (stronger) |
| Loans ÷ deposits | 93.9% | 89.4% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 31.1% |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | 6.8% |
BankFirst has the higher TellerScore (85 vs 83). On the 7 directional measures above (where higher or lower is clearly better), F&M Bank leads on 3 and BankFirst on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- South Sioux City, NE
- Sioux City, IA
- Wayne, NE
- West Point, NE