Side-by-side · Q2 2026 data
F.C.I. Ashland Federal Credit Union vs Bluegrass Community Federal Credit Union
Credit union
F.C.I. Ashland Federal Credit Union
Ashland, Kentucky · Under $100 million in assets
Credit union
Bluegrass Community Federal Credit Union
Ashland, Kentucky · Under $100 million in assets
Metric by metric
| Measure | F.C.I. Ashland Federal Credit Union | Bluegrass Community Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 36 |
| Capital cushion | 93 (stronger) | 46 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 23 (stronger) | 4 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 67 |
| Peer percentile | 68th | 2nd |
| Total assets | $8.8M | $12.9M |
| Deposits / shares | $7.5M | $11.5M |
| Capital ratio | 14.25% (stronger) | 9.56% |
| Problem loans | 0.00% (stronger) | 3.05% |
| Net charge-offs | 0.00% (stronger) | 1.11% |
| Return on assets | 0.07% (stronger) | -0.39% |
| Loans ÷ deposits | 68.5% | 58.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.9% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F.C.I. Ashland Federal Credit Union has the higher TellerScore (81 vs 36). On the 7 directional measures above (where higher or lower is clearly better), F.C.I. Ashland Federal Credit Union leads on 6 and Bluegrass Community Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.