Side-by-side · Q2 2026 data
F.C.I. Ashland Federal Credit Union vs Pace Federal Credit Union
Credit union
F.C.I. Ashland Federal Credit Union
Ashland, Kentucky · Under $100 million in assets
Credit union
Pace Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | F.C.I. Ashland Federal Credit Union | Pace Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 86 (stronger) |
| Capital cushion | 93 (stronger) | 79 |
| Loan quality | 100 | 100 |
| Earnings | 23 | 61 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 80th |
| Total assets | $8.8M | $8.7M |
| Deposits / shares | $7.5M | $7.5M |
| Capital ratio | 14.25% (stronger) | 12.88% |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.07% | 1.03% (stronger) |
| Loans ÷ deposits | 68.5% | 57.4% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pace Federal Credit Union has the higher TellerScore (86 vs 81). On the 6 directional measures above (where higher or lower is clearly better), F.C.I. Ashland Federal Credit Union leads on 2 and Pace Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.